Austipay uses NFC technology and Australia\'s PayID system to enable instant, secure payments without the hidden fees of credit cards.
The merchant opens the Austipay app and enters the sale total. That's it - no card terminal needed.
The customer taps their phone on the Austipay NFC sticker at the counter. No app download required.
The customer's bank app opens with the payment details pre-filled. They approve the PayID transfer in seconds.
The Austipay Watcher confirms the funds hit the merchant's account instantly. Bam. Transaction complete.
That\'s it. Payment complete in seconds.
No card swipes. No percentage fees. No waiting for settlement.
Austipay acts as a stateless instruction layer. We facilitate the payment without ever storing your sensitive data.
Zero credit card data is collected, stored, or transmitted. Ever.
Austipay is a stateless instruction layer. We don't store your personal information.
The full payment goes directly to the merchant's bank account. No percentage cuts.
Funds arrive in the merchant's account within seconds - not days.
Stop losing 1.5%+ of every sale to credit card processors. With Austipay, you pay a flat 18¢ per transaction over $20, plus just $8/month. Transactions under $20 are completely free.
Pay the way you already do - through your bank app. No new accounts, no credit cards, no apps to download. Just tap and go.
Your bank app handles everything. No Austipay account required.
Consumers never pay fees. Lower merchant costs mean lower prices for you.
All transactions go through your bank\'s secure PayID system.